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Business Checking

Achieve Small Business Goals.

Talk to our team members for a personalized approach to business banking. We offer multiple options for the variety of businesses in our community, including small businesses, agriculture, not-for-profits, municipalities, and educational entities.

Each account features:

  • Online banking
  • Bill Pay
  • Mobile banking
  • E-Statements
  • MasterCard® business debit card
  • Cash Management
Account TypeFeesFeatures
Small Business Checking

$5 monthly service charge if the combined average ledger balance is under $2,500*

200 free transaction items per month ($0.15 charge per additional debit and deposited item)

A simple checking account tailored to small businesses.

$100 minimum deposit to open

Regular Business Checking

$10 monthly service charge*

Per item charges:

  • Checks written/debits: $0.17
  • Transit items deposited: $0.11

Account Analysis: Offset service charges with earnings credit

Have a State Bank Representative Calculate your Savings

Analyzed checking designed for businesses with high transaction volume and cash management needs, including:

  • Corporations
  • Governments
  • Municipalities
  • Large Non-Profits

Earnings credits are provided based on your balance that may offset your fees

$100 minimum deposit to open

Community Partners Checking

$5 monthly service charge if the combined checking and savings balance is below $2,500*

200 free transaction items per month ($0.15 charge for each additional debit or deposited item)

Checking designed for to meet the needs of the following businesses:

  • Non-profits
  • Educational entities
  • Religious organizations
  • Fraternal organizations

Earn tiered interest on your balance

$100 minimum deposit to open

Interest Business Checking

$10 monthly service charge *

Per item fees:

  • Checks written/debit: $0.17
  • Transit items deposited: $0.11 

Account Analysis: Offset service charges with earnings credit

Have a State Bank Representative Calculate your Savings

Checking designed for a variety of businesses

Earn tiered interest on your balance

Earnings credits are provided based on your balance that may offset your fees

$100 minimum deposit to open

*Monthly service charges may be waived for the first three months after account opening.  We personally evaluate your account during this period of time. This gives State Bank a chance to ensure that we place your account in the appropriate product in order to maximize your funds.