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Mobile Banking

Banking for the Modern Home.

Access the features of online banking from your phone! As a community bank, our staff members are your friends and family, so we know how it goes. You’re busy, there is no need to add “trip to the bank” to your to-do list. Simply download our app and start managing your finances from there.

Mobile Deposit

Mobile Deposit lets you deposit checks anywhere and anytime you want, right from your mobile device!

To enroll in our Mobile Deposit service:

  • Login to Mobile Banking
  • Click on the Deposit icon located on the main page
  • Select which account(s) you would like to enroll to accept mobile deposits

Once submitted, your account will be approved or denied within 2 business days. After your account has been approved, you may begin using this service. To deposit a check:

  • Endorse the back of the check with your signature, "For Mobile Deposit Only," and your deposit account number in the designated endorsement area.
  • Select the Deposit icon
  • Follow the instructions; you will be asked to enter the dollar amount and to take a picture of the front and back of the check

Once you submit the deposit, funds will be available within 2 business days. If there are any issues we will contact you. We suggest keeping your check for 30 days.


MyCardRules is an easy-to-use mobile app that lets you set card controls, add restrictions and receive transaction alerts. Just download the MyCardRules app from Google Play™ or the App Store®. Then you can set a wide range of controls and alerts on all your cards. For example, you can:

  • Turn your card on or off
  • Set transaction spending limits based on your preferences, including dollar amount, transaction type and merchant type
  • Get instant alerts on certain types of transactions, like when a transaction is declined
  • Set a specific region where the card can be used or restrict usage based on your mobile device's location
  • Set parental controls and monitoring
  • Alerts will show up just like any other notifications you get on your mobile device.

Knowing that you've set rules, restrictions and alerts that meet your specific spending preferences adds another layer of fraud detection and prevention, and gives you added peace of mind. Managing your cards with MyCardRules is also safe and secure. Your account is password protected and highly encrypted.

External Transfers

External Transfers allow personal online and mobile banking customers to transfer funds to or from their accounts at another financial institution. To begin the enrollment process, log in to your State Bank online or mobile banking and follow the steps below!

Mobile Banking Enrollment Instructions for External Transfers:

  • Open the State Bank mobile banking app and choose the Menu icon (it looks like three, stacked horizontal lines) then choose Accounts.
  • On the accounts menu, choose the "+" icon.
  • Choose Make External Transfers.
  • Enter your online banking password and click Submit.
  • Enter your account name, financial institution name, routing number, account number, indicate the account type, then click Submit.
  • At this point, our system will send two Micro Deposits to the external account you set up, which might take a couple of days. Click OK to exit the enrollment process.
  • Once you receive the Micro Deposits in your external account, verify the amount in State Bank's mobile app. To verify an account, access State Bank's mobile banking app. Choose the Menu icon (it looks like three, stacked horizontal lines), and then choose Settings.
  • Choose External Transfers, then the account you wish to verify.
  • Enter the amounts of each of the Micro Deposits and click Confirm. If the correct amounts are entered, the account will become verified. You can now initiate external transfers in the Transfers function of the mobile app.